Effective Date: June 29, 2026
Introduction
Finance Guide Tomorrow and our affiliated companies deliver content to you via our Website and email. Beyond content delivery, we operate a marketing and data business. In this role, we gather information about individual consumers, which we collect, share with partners, and sell. This information helps advertisers reach their intended audiences through online advertising, mobile apps, email campaigns, telephone marketing, and other promotional channels. We also provide cross-context behavioral advertising services that track activity across different sites and apps.
This privacy policy tells you about the personal information we gather when you use Finance Guide Tomorrow—both what we collect directly and what you give us—and how we collect, use, keep, and share it. For more about our website itself, check out our terms of service.
We ask that you carefully read through this policy to gain a clear understanding of our policies and practices related to your personal information. If you're uncomfortable with our policies and practices, please avoid using our website or subscribing to our email list. Your access to or use of this website, or your interaction with our other services, signifies agreement with this privacy policy.
Policy Scope And Third-Party Services:
Finance Guide Tomorrow and other websites, even those linked from our site, operate as separate entities with independent privacy practices. We have no control over nor responsibility for their handling of personal information. We encourage you to review the privacy policies of any websites you access through links from Finance Guide Tomorrow.
We May Collect Your Personal Information In The Following Ways:
We collect information through this website that you voluntarily provide, including your name, email address, phone number, mailing address, and any information submitted through an inquiry form. We may supplement the information you provide with additional data obtained from third parties, including affiliates, marketing or advertising partners, data brokers, and other third-party data providers. Certain third parties are entities that have obtained your personal information from their own services. We also automatically collect additional information using cookies and other tracking technologies to perform analytics on our website and to facilitate advertising. See below for more information.
What Data Do We Collect?
"Personal information" refers to any information, in any format or system, that is created, collected, maintained, or transmitted as part of the Company’s business and that can reasonably be linked to an individual or household.
When you subscribe to the Finance Guide Tomorrow, you provide personal information such as your name, date of birth, street address, e-mail address, and phone number. We also automatically collect other information using cookies and similar technologies, including IP address, imprecise geolocation (inferred from your IP address), device ID, timestamps, browsing behavior, and click-through activity. We may also obtain advertising-related information from data brokers or publicly available databases, including demographic characteristics, interests, past locations, or purchase history. See “Your Privacy Rights” below to learn more about how to exercise your rights.
During the preceding twelve (12) months, we have collected personal information as defined under California law, including identifiers; personal information categories described in Cal. Civ. Code § 1798.80(e); protected classification characteristics under California or federal law; internet or other similar network activity; commercial information; professional or employment-related information; imprecise geolocation data; and inferences drawn from other personal information. We may sell or share information collected through this site with third parties and affiliated companies for marketing and advertising purposes. To opt out of the sale or sharing of your personal information at any time please visit here or call 844-580-0518.
Sensitive Data and Privacy Protections
We do not directly collect Sensitive Personal Information, which includes data relating to race or ethnicity, religion, precise geolocation, LGBTQ+ identity, health conditions, financial account information, or citizenship status. However, we may indirectly receive information through automated technologies such as cookies that track visits to certain web pages, potentially indicating interest in sensitive subject areas. For instance, engagement with content related to specific ethnic groups or medical topics may suggest such interests. These inferences are not made by us but may be drawn by affiliated companies or third parties with whom information is shared. If state or local law requires consent to process Sensitive Personal Information, our affiliates will not make sensitive inferences. We do not collect or use personal information concerning children under 18.
How We Use the Data We Collect
The personal information we collect is used to send you newsletters that you request and to send marketing messages to you by email or through other channels. We also may share personal information with our affiliates and other companies who may send you marketing messages by email or other channels also. You can opt out from these uses by clicking here. Some of our uses of your personal information are called "cross context behavioral advertising" under certain state privacy laws.
When We Share Personal Information
We sell and/or share your personal information with our affiliates and partners for marketing purposes, including cross context behavioral advertising. We also share this information with companies who provide services for us, including services related to cross context behavioral advertising, analytics, fraud detection, web hosting, data security, or similar services. We contract with any third parties who have access to the personal information we share to ensure that they use appropriate information security measures and comply with laws. We may also share personal information if required by law (e.g. in response to a subpoena or court order), or to protect a person's health or safety.
We may share personal information when required to do so by law, including with law enforcement agencies, regulators, courts, government authorities, or other third parties, to comply with legal obligations, respond to lawful requests, protect the rights, safety, or security of individuals, or enforce our terms of use and related agreements, including billing and collection matters. Personal information may also be disclosed in connection with a corporate transaction, such as a merger, sale, reorganization, dissolution, bankruptcy, or similar event, where user information is transferred as part of the business assets.
We may share personal information with third parties when you have agreed to such sharing, including for purposes explained to you at the time you submit the information or described in this privacy policy.
Targeted Ads, Sharing and Analytics
We share personal information collected at this website with other third-party companies who may display advertisements on this or other sites, and for analytics and reporting purposes. These companies (who may include data brokers) use cookies, pixels, and other automated technologies to collect information about certain websites you visit and the advertisements you see or click, and may combine this with personal information from other sources and share it with other third parties for marketing and advertising purposes (also known as “cross-context behavioral advertising”). We (and our partners) collect your IP address, date and time of your visit to the website, or of actions you take here, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with personal information from other sources as described above and used to display advertisements from us or from other companies through email, websites, apps, social media sites, connected TV, or by other channels. We also use your personal information to analyze how you interact with this site and the advertising we display in order to understand and improve your experience.
Cookies, Pixels and Similar Technologies
This website utilizes cookies, pixels, and other automated technologies to: (1) guard this site against online threats, (2) track and analyze how users interact with our website, (3) show you personalized content and advertisements, and (4) analyze how (or whether) you interact with advertisements or other content and communications. Cookies are small computer files that are stored on your browser to serve as unique identifiers so that your browser can be recognized at websites where our pixel is deployed. We do not track every site or page you visit on the Internet. You can restrict or delete the cookies currently on your browser at any time using the settings in your browser. If you use a browser-based "do not track" setting, this may cause an opt-out cookie to be set on your browser to prevent ongoing data collection. If you later delete this opt-out cookie, you may need to opt out again to prevent automated data collection.
Our Website uses automated tools to collect usage data, including cookies, Flash cookies, and web beacons. Cookies are small files stored on your device that support Website operations. You may disable cookies in your browser, but certain Website features may become unavailable if you do so.
Flash cookies are used on some parts of the Website to remember preferences and analyze navigation patterns. These cookies are managed separately through Adobe’s Flash Player settings.
Web beacons, also known as pixel tags or clear gifs, may be included on our Website and in our emails to track page visits, email opens, content popularity, and Website performance metrics.
Global Privacy Control (GPC) and Do Not Track Signals
We process Global Privacy Control ("GPC") signals and other universal opt-out preference signals as valid opt-out requests for the sale and sharing of personal information. When we detect these signals from your browser or device, we will automatically opt you out of the sale and sharing of personal information, without requiring account creation or verification.. Our practices are not intended to track every site you view online. You may block or remove cookies through your browser’s settings whenever you wish. If you opt out of tracking or use a browser-based “Do Not Track” signal, including GPC, an opt-out cookie is stored on your browser to prevent certain data collection. If you later delete this cookie or adjust your GPC settings, automated data collection may begin again.
How To Exercise Your Personal Information Rights
You have rights with respect to your personal information (including any sensitive personal information), including: (1) to know what data we collect and how we use it--this policy is intended to tell you that, (2) to obtain a copy of the personal information we have collected about you, (3) to tell us not to share your information with third parties, (4) to have information deleted, or (5) to make other requests. You may exercise your rights at any time at this page, or by calling 844-580-0518. If you still have questions or concerns after you have made a request, you can contact us using the contact information below. If we cannot resolve your issue, you may also be able to contact a local privacy authority in your state, if applicable.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
You don't need to create an account to make a data rights request, and the information you provide when making a request will only be used to confirm that you have the authority to make such a request. However, to respond to your rights request we need to verify that you have the authority to make such a request by confirming the information requested relates to you. To do this, your request must provide enough information for us to confirm that you are the person whose information we have collected, or an authorized representative of that person; and make your request with enough detail for us to know what you are asking for and respond. We aim to respond to all verifiable requests within 45 days. If additional time is needed, we will inform you in writing within the initial 45-day period, explaining the reason and anticipated timeline, not to exceed an additional 45 days.
If your request is denied in accordance with applicable law and you wish to challenge that decision, or if you have questions or concerns about our privacy practices, you may reach out to us using the contact details provided below. Depending on your location, you may also have the right to contact a relevant privacy authority. We do not treat individuals differently for exercising their data protection rights.
Data Relating to Children
Our site may be used only by individuals aged 18 and older. We do not knowingly collect or process personal information from anyone under the age of 18. We will remove any personal information relating to an individual under if we become aware that it has been submitted to us in violation of our policy.
Information Security
We protect the personal information in our care using commercially reasonable technical, organizational, and physical security measures. Our program includes policies, procedures, and training for staff and contractors who have access to personal information, as well as automated internal and external monitoring. We also audit our practices regularly and track and respond to emerging threats.
Data Storage Duration
We keep personal information for the period necessary to fulfill the purposes for which it was collected, as described in this policy, and for as long as required by applicable law. Personal information that is no longer needed is deleted or rendered non-identifiable.
Changes To This Privacy Policy
We reserve the right to update or change this policy at any time, without advance notice. The revised policy will apply from its "effective date." You may wish to review this Privacy Policy occasionally to understand our collection, use, and sharing of personal information.
Data Storage and Processing in the United States
This site and our technical infrastructure are located in the United States, and are intended for use only by users in the United States. By visiting this website, you acknowledge and agree that your personal information will be stored and processed in the United States, subject to the laws of the United States.
Contact Us
For more information about our privacy practices at (website), please contact us at contact@financeguidetomorrow.com or 2335 Kalakaua Ave, Ste. 110-317, Honolulu, HI 96815.