Effective date: June 29th, 2026
Introduction
Finance Guide Tomorrow and our affiliated companies deliver content to you via our Website and email. Beyond content delivery, we operate a marketing and data business. In this role, we gather information about individual consumers, which we collect, share with partners, and sell. This information helps advertisers reach their intended audiences through online advertising, mobile apps, email campaigns, telephone marketing, and other promotional channels. We also provide cross-context behavioral advertising services that track activity across different sites and apps.
This privacy policy tells you about the personal information we gather when you use Finance Guide Tomorrow—both what we collect directly and what you give us—and how we collect, use, keep, and share it. For more about our website itself, check out our terms of service.
We ask that you carefully read through this policy to gain a clear understanding of our policies and practices related to your personal information. If you’re uncomfortable with our policies and practices, please avoid using our website or subscribing to our email list. Your access to or use of this website, or your interaction with our other services, signifies agreement with this privacy policy.
Applicability Of This Policy And Outside Websites And Services:
This Privacy Policy serves as our commitment to protecting your privacy. We are not responsible for the practices of other websites, and encourage you to read their policies and understand their practices of any websites you may access through links from Finance Guide Tomorrow.
How Your Personal Information Is Collected:
We collect information at this website that you choose to provide, including your name, email address, phone number, mailing address, and any information you submit through an inquiry form. We may supplement the data you provide with additional data obtained from third parties, such as affiliates and marketing or advertising partners, as well as other third-party data providers. In some cases, these providers are entities that have obtained your personal information from their own services. We also automatically collect some information using cookies and other tracking technologies to perform analytics on our website and to facilitate advertising. See below for more information.
Types of Personal Data:
“Personal information” means any data generated, collected, stored, or otherwise processed through the Company’s business activities that identifies, describes, or can reasonably be linked to an individual or household, either directly or indirectly.
As part of subscribing to the Finance Guide Tomorrow, you may be asked to provide personal information such as your name, date of birth, street address, e-mail address, and phone number. We also gather additional information through cookies and similar technologies, including IP address, imprecise geolocation (inferred from your IP address), device ID, timestamps, browsing behavior, and click-through interactions. We may further obtain advertising-related information from data brokers or public sources, such as demographic details, interests, prior visits, or purchase history. Limited sensitive personal information may also be collected. Details about your rights are provided below.
California law requires businesses to disclose the categories of personal information collected in the last twelve (12) months. During this period, we have collected identifiers; personal information listed in Cal. Civ. Code § 1798.80(e); characteristics protected under California or U.S. federal law; information related to internet or network activity; commercial information; professional or employment-related information; imprecise geolocation data; and inferences derived from other personal information.
We share and in some cases sell this information with affiliated companies and third-party partners for marketing and advertising purposes. We share and in some cases sell this information with affiliated companies and third-party partners for marketing and advertising purposes. You may exercise your right to opt out of the sale or sharing of your personal information by visiting here or calling 844-580-0518.
Collection and Use of Sensitive Data
Sensitive Personal Information—such as details concerning race, ethnicity, religion, precise location, LGBTQ+ status, health data, financial accounts, or citizenship—is not directly collected by us. Nonetheless, through automated collection technologies like cookies, we may obtain information about your interactions with online content that could indicate interest in sensitive topics or membership in a sensitive group. For example, accessing pages focused on health conditions or particular communities may imply such interests. We do not generate these inferences ourselves; they may instead be made by our affiliated companies or other third parties receiving personal information. Where consent is required under applicable law, sensitive inferences will not be made. We do not collect or use personal information relating to children under the age of 18.
How We Use the Data We Collect
We use personal information to send you newsletters that you request and to provide content or marketing messages by email or via other channels. We also share your personal information with our partner companies, who may also send you marketing messages by email or otherwise. You can opt out here. Our use of your personal information may be considered “cross context behavioral advertising” in some cases.
Personal Information Disclosures
We sell or share personal information with our affiliates and with partner companies to be used for marketing purposes, including cross context behavioral advertising. We also enable access to personal information for companies who perform services for us, including services related to cross context behavioral advertising, analytics, advertising fraud detection, information security, web hosting, or similar services. We contract with third parties who have access to personal information to ensure that they use appropriate data security and comply with laws. We may also share personal information where required by law (for instance if we receive a subpoena or court order), or to protect any person’s health or safety.
Personal information may be disclosed to law enforcement, regulatory bodies, courts, government entities, or other third parties where necessary to comply with applicable laws, court orders, or legal processes, to respond to governmental or regulatory inquiries, to protect individuals’ rights or safety, or to enforce our contractual rights, including payment and collection obligations. We may also disclose personal information to a successor entity or purchaser in the event of a merger, acquisition, restructuring, liquidation, or other transfer of assets involving our business.
Personal information may be disclosed to third parties for purposes you have approved, whether those purposes are communicated when you provide the information or outlined elsewhere in this privacy policy.
Targeted Ads, Sharing and Analytics
The personal information we collect is shared with unaffiliated companies for the purpose of showing you advertisements on this or other sites, and for analysis and reporting related to those ads. These companies (which may include data brokers) use cookies and other technologies to collect information from your web browser about the sites and pages you view and ads that you view or click. We (or thee third parties) may combine personal information collected at this site with personal information from other sources (including data brokers) and/or share it with third parties for marketing and advertising purposes (a.k.a “cross-context behavioral advertising” under some laws). We or the third parties described in this section collect your IP address, date and time of your visit and of the actions you took here, your Internet Service Provider (ISP), and the browser type and version you used to visit this site. This information may be combined with personal information from other sources (including data brokers) as described above and used to display advertisements from us or from others through email, social media, websites, apps, direct mail, or by other channels. We also use personal information to understand how users interact with this site in order to improve the user experience.
Cookies and Similar Technologies
We use cookies, pixels, and related technologies to operate this site, to improve your user experience, to provide personalized content and advertisements, and to monitor marketing campaigns or engagement with relationship communications. Cookies are small data files that our server adds to your browser, which are used to recognize you when you visit certain websites. We use cookies for several purposes: for operation of the website, for analytics and tracking, and for advertising purposes. You can customize cookie settings in your browser settings to limit some or all cookies. You can also delete (clear) the cookies on your browser at any time. Note that if you use a “do not track” setting, this may result in an “opt-out cookie” being set on your browser to block other cookies or data collection.
In particular, we use the following tools for automated data collection:
- Browser cookies, which are small files placed on the hard drive of your computer. You can refuse cookies by adjusting your browser settings, though doing so may make it harder to access certain parts of our website.
- Flash Cookies, which are local stored objects that assess and store how you navigate on your website, and your preferences for your website experiences. Flash settings can be managed as described on Adobe’s Flash cookies page.
- Web Beacons / Tags / Pixels which are parts of our website, newsletter, and affiliated sites that use small electronic files known as clear gifs, single-pixel gifs, or web beacons to assess the popularity of our content, count visitors to a page, tell us how many people have read an email, assess the integrity of our systems and servicers, or otherwise give us statistics on our website and newsletters.
Global Privacy Control and Do Not Track
We process Global Privacy Control (“GPC”) signals and other universal opt-out preference signals as valid opt-out requests for the sale and sharing of personal information. When we detect these signals from your browser or device, we will automatically opt you out of the sale and sharing of personal information, without requiring account creation or verification.. Our practices are not intended to track every site you view online. You may block or remove cookies through your browser’s settings whenever you wish. If you opt out of tracking or use a browser-based “Do Not Track” signal, including GPC, an opt-out cookie is stored on your browser to prevent certain data collection. If you later delete this cookie or adjust your GPC settings, automated data collection may begin again.
How To Exercise Your Personal Information Rights
You have rights with respect to your personal information (including any sensitive personal information), including: (1) to know what data we collect and how we use it–this policy is intended to tell you that, (2) to obtain a copy of the personal information we have collected about you, (3) to tell us not to share your information with third parties, (4) to have information deleted, or (5) to make other requests. You may exercise your rights at any time at this page, or by calling 844-580-0518. If you still have questions or concerns after you have made a request, you can contact us using the contact information below. If we cannot resolve your issue, you may also be able to contact a local privacy authority in your state, if applicable.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
You don’t need to create an account to make a data rights request, and the information you provide when making a request will only be used to confirm that you have the authority to make such a request. However, to respond to your rights request we need to verify that you have the authority to make such a request by confirming the information requested relates to you. To do this, your request must provide enough information for us to confirm that you are the person whose information we have collected, or an authorized representative of that person; and make your request with enough detail for us to know what you are asking for and respond. We aim to respond to all verifiable requests within 45 days. If additional time is needed, we will inform you in writing within the initial 45-day period, explaining the reason and anticipated timeline, not to exceed an additional 45 days.
If your request is denied in accordance with applicable law and you wish to challenge that decision, or if you have questions or concerns about our privacy practices, you may reach out to us using the contact details provided below. Depending on your location, you may also have the right to contact a relevant privacy authority. We do not treat individuals differently for exercising their data protection rights.
Data Relating to Children
Our site may is for use only by users aged 18+. We do not knowingly collect or process personal information from anyone aged 17 or younger. We will remove any personal information relating to an under-18 individual if we become aware that it has been submitted to us.
Personal Information Security
We have in place physical, technical, and organizational security measures to protect personal information from loss, exposure, or misuse. We have policies and procedures, staff training, and automated threat detection. We also audit our practices regularly to ensure protection against evolving threats.
Data Storage Duration
We retain personal information for as long as necessary to fulfill the purposes described in this policy, including our marketing and advertising services, legal compliance, and dispute resolution. Data that is no longer required for these purposes is deleted or anonymized in accordance with our internal data management practices.
Changes To This Policy
We may modify or update this Privacy Policy at any time, without prior notice. The revised policy will apply from its listed effective date. You should review this Policy from time to time to stay current on our collection, use, and sharing of personal information.
This Site is Based in the United States
Finance Guide Tomorrow is located in the United States, and Finance Guide Tomorrow is intended for users in the United States. When you visit our website, you understand and acknowledge that your personal information will be stored and processed within the United States, subject to laws of the United States.
Contact Information
For any questions or concerns, please contact us at contact@financeguidetomorrow.com or 2335 Kalakaua Ave, Ste. 110-317, Honolulu, HI 96815.